Newsletter: The 3-1-1

Newsletter: The 3-1-1

Thank you for reading The 3-1-1, a bi-weekly newsletter about personal finance. Please see this week’s articles, chart, and quote below: 3 Articles Market Timing GamePersonal Finance Club Are stocks due for a crash? Is it a good time to buy low? Can you time and...
Newsletter: The 3-1-1

Newsletter: The 3-1-1

Please see this week’s personal finance articles, chart, and quote below. 3 Articles Home Bias and the Best Time to DiversfiyCharlie Bilello, Compound Advisors An important article showcasing how investors are more comfortable owning stocks that are based in...
Investment Commentary – Second Quarter, 2021

Investment Commentary – Second Quarter, 2021

HighlightsWhile the impacts of COVID have certainly not disappeared, the second quarter in many ways marked a transition. With economic reopening and many people returning to “normal” activities, economic activity and employment have picked up meaningfully, along with...
Weekly Newsletter: The 3-1-1

Weekly Newsletter: The 3-1-1

I hope you’re doing well and having a great week! Last week I was on a road trip around the Mountain West and was unable to send The 3-1-1. I visited Portland, Seattle, Missoula, Jackson Hole, Park City, and Lake Tahoe. Some of these areas were completely new to...
What Happens If I Save Too Much in a 529?

What Happens If I Save Too Much in a 529?

Many parents save for their child’s college education using a 529 account. But what happens if you “over-fund” the account and save too much? If you are lucky enough to have this problem, you have three options: Reassign: You can reassign the 529 account to a direct...