This week The 3-1-1 is all about real estate. In one of the more surprising twists of the Covid-19 pandemic, the residential real estate market has done exceedingly well. This weeks articles, chart, and quote provide further insight and information. 3 Articles Bay...

Jason Zweig, an author and columnist at The Wall Street Journal, wrote “The 19 Questions To Ask Your Financial Advisor.” I liked the idea and wanted to provide my responses. I’ve also included Jason’s recommended answer in parentheses. 1. Are you always a fiduciary,...

What are Restricted Stock Units (RSUs)? RSUs are a form of compensation provided by publicly-traded companies to reward their employees. An easy way to think about RSUs is as a bonus, but instead of being paid in cash you’re paid in company stock. They’re typically...

I hope you're having a great week. Please see this week's articles, chart, and quote below, along with two bonus posts written by me. 3 Articles How Much Money Do You Need To Make To Be Considered Rich?Ben Carlson, A Wealth of Common Sense Nearly 40% of households in...

When it comes to investing, most people focus on their rate of return. However, an often overlooked part of the investment process is the “savings rate.” This is simply how much you’re contributing to your investment accounts. Earning a positive rate of return is...

I hope you're having a great week. Please see this week's articles, chart, and quote below, along with two bonus posts written by me. 3 Articles One Year Later and We've Already ForgottenJason Zweig, The Wall Street Journal In the past year the Dow Jones Industrial...

“Virtually all investing mistakes are rooted in people looking at long-term market returns and saying, ‘That’s nice, but can I have it all faster?’” - Morgan Housel One of the most important aspects to investing is time. If you are investing with a short time horizon,...

There are two ways a stock can earn you money. 1. Capital Appreciation: This is the increase in share price. For example, when you hear about a stock being “up” a certain amount, that’s capital appreciation 2. Dividends: Many companies will pay their shareholders a...

Happy Friday! This week we're back to our regularly scheduled content: 3 articles, 1 chart, and 1 quote related to personal finance. 3 Articles Why America's Housing Market Has Never Been WeirderDerek Thompson, The AtlanticIn America’s largest, richest cities, home...